SWP Calculation
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8%
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10
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SWP Summary
SWP Projection
Withdrawal Schedule
First 12 months projection:
SWP Investment Tips
Balance Withdrawal Rate
A safe withdrawal rate is typically 4-6% annually. Higher rates may deplete capital faster.
Diversify Investments
Spread investments across equity, debt, and other assets to manage risk during withdrawals.
Tax Efficiency
Understand tax implications of withdrawals in different investment instruments.
Emergency Buffer
Maintain 6-12 months of expenses in liquid assets before starting SWP.
Dynamic Withdrawals
Adjust withdrawal amounts based on market performance to preserve capital.
Long-Term Focus
SWP works best with long-term investments (10+ years) to ride out market volatility.